Ferrari Mailing List: Re: NFC.Credit card BS

customer service left a few years ago too.
DOUG

----- Original Message ----- 

From: "Dan Warlick" <edwf430 [at] att.net>

To: "DOUG" <dnt [at] dock.net>
Cc: <ferrari [at] ferrarilist.com>
Sent: Thursday, May 14, 2009 8:57 AM
Subject: Re: [Ferrari] NFC.Credit card BS

American Express......................... Leave Home Without 

It!!!!!!!!!!!!!

----- Original Message ----- 

From: "Charles Perry" <charles [at] carolina-sound.com>

To: "Daniel" <edwf430 [at] att.net>
Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
Sent: Thursday, May 14, 2009 11:54 AM
Subject: Re: [Ferrari] NFC.Credit card BS

I had the opposite experience with American Express last week. I was three
days late on a payment of $16 (total balance) on a card. They charged me a
$20 late fee plus $1.90 interest.

I paid the interest without question but called to ask them to remove the
$20 late fee. They would not budge on it. I climbed two levels of
supervisors before I threw out the main bluff "OK, well then cancel that
card, please."

I got no push back at all - they cancelled the card and left the late fee.

I've been a member since 1988 and have always paid on time. Given, I 

barely

use that card at all, but even when I had them look up my business card,
which is VERY active, they didn't care. They just let me walk.

I didn't really care since I primarily use a debit card for everything

personal, but I was quite surprised that someone with my history and 

credit

score was allowed to just pull the plug without any attempt to save the
account. Weird.

-- charles

_______________________________________________

Charles G Perry IV
Vice-President, Engineering

Carolina Sound Communications - MuzaK
7630 Southrail Road, BLDG B
N. Charleston, SC 29420
(843) 571-4488         www.carolina-sound.com
_______________________________________________

-----Original Message-----
From: Rick Lindsay [mailto:rolindsay [at] yahoo.com]
Sent: Wednesday, May 13, 2009 9:31 PM
To: Charles Perry
Cc: The FerrariList
Subject: Re: [Ferrari] NFC.Credit card BS

Tom, you might want to visit a local credit union, call AMEX Blue or even

Bank of America, and explain the situation. Find out what the signature 

loan

rate is (and any fees), or cross collateralize a car loan and pay that 

card

off, call them and close the account and then tell them exactly why you've

closed it (and where they can stuff that card if you are so inclined). 

Even

the fees on a pay-off from another bank would be less than 30% interest, 

if

you have any outstanding balance at all!!!

I just canceled a card that I no longer use. The company came up with 

every

excuse imaginable to keep the account active - including offering to 

refund

my annual fee and put the refund back into my account as a positive 

balance!

ANYTHING to keep me from closing the account. It is now closed.

You didn't mention the card type or issuing bank, but AMEX Blue has always

been good to me. FWIW, I closed that account too but only because I have 

an

AMEX Platinum that I use for everything else.

Good luck and PLEASE explore other opportunities. Do NOT reward their poor
practices with your continued business.

regards,

Rick

--- On Wed, 5/13/09, ferrariguy [at] verizon.net <ferrariguy [at] verizon.net> 

wrote:

From: ferrariguy [at] verizon.net <ferrariguy [at] verizon.net>
Subject: [Ferrari]  NFC.Credit card BS
To: "rolindsay" <rolindsay [at] yahoo.com>
Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
Date: Wednesday, May 13, 2009, 8:13 PM

  Sorry for the NFC but I want to let people know about what happens
  when you are 3 days late making a credit card payment.

  I opened my statement yesterday and could not believe that my rate
  went from 9% to (get this, I am not making this up) 30%. Naturally I
  get on the phone and tell them that there must be a mistake as I have
  never been late in over 10 years. They replied that because I was 3
  days late they had every right to change my rate. What gives? Has this
  happened to anyone else?  Thanks for listening to my rant, carry on.

  ps: a buddy of mine attended the World Class Driving tour and said the
  Ferrari 430 was by far the best car of the group.

  Tom
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Re: NFC.Credit card BS	<– Date –> <– Thread –>
From: Doug and Terri Anderson (dntdock.net)
Date: Fri, 15 May 2009 08:34:16 -0700 (PDT)