Ferrari Mailing List: Re: NFC.Credit card BS- KEYING

[Misc (misc]

speaking of keying, I had my 308 keyed in Santa Barbara at a B&B of all
places - they did the entire right side......  turns out it was a blessing
in disguise because my insurance company paid to strip and repaint the
entire car to like new :)

Mark Lueker
308 SYSTEMS Inc.
970-282-7006
www.308systems.com

-----Original Message-----
From: Dan Warlick [mailto:edwf430 [at] att.net]
Sent: Thursday, May 14, 2009 4:38 PM
To: Mark
Cc: ferrari [at] ferrarilist.com
Subject: Re: [Ferrari] NFC.Credit card BS


Agreed 100%. Someone keyed my little Dinan3 a month ago at the Hard Rock in
valet parking so that post you made really hit home. Not even in an F car or
anything crazy. Just a little Bimmer. The scumbags in this world.


----- Original Message -----
From: "LarryT" <l02turner [at] comcast.net>
To: "Daniel" <edwf430 [at] att.net>
Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
Sent: Thursday, May 14, 2009 6:30 PM
Subject: Re: [Ferrari] NFC.Credit card BS


> Charles wrote <<to take everything I earned>>
>
>    That seems to be the general plan.  And people on this list would
> qualify as Public Enemies 1-100 or ever how many list members there are.
> The class warfare was bad enough - with fender keyings, grafetti and
> various
> other obnoxious behavious that seems to target owners of expensive cars.
>
>    My 911 had a fender key mark when I 1st bought it and I rememebr
> thinking how sad someone must be to take their failings out on a car they
> cannot afford.  Now it's anger that I feel.  After all, the media and
> politicians push the "get the rich people" button as often as they push
> the
> race button.
>
>    I wonder if we'll face public stonings when we go for a drive?  No
> telling what will happen when these socialist ideas fail and the
> politicians
> look for someone to blame.
>
> LarryT
>
> https://www.nrahq.org/nrabonus/accept-membership.asp
>
> Free 1 year NRA membership to anyone interested!
>
> ----- Original Message -----
> From: "Charles Perry" <charles [at] carolina-sound.com>
> To: "Larry Turner" <l02turner [at] comcast.net>
> Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
> Sent: Thursday, May 14, 2009 5:58 PM
> Subject: Re: [Ferrari] NFC.Credit card BS
>
>
> I don't think any of this is "without notification." About once a week I
> get
> a mailing from some credit card company detailing changes to the plan.
>
> Unfortunately, the mailings often look like junk mail or solicitations, so
> I'm sure most people just throw them out, and even the people that open
> them
> probably don't read them. If you don't cancel the card after receiving
> one,
> you're assumed to have accepted the change.
>
> Like Larry, I don't think it's unethical since the consumer is always free
> to either not run up their balances or take their balances to a competing
> card. I can't say I'm happy about it when it happens to me, and I'm sure
> there are plenty of people who are less money-savvy than those on The List
> that can feel victimized by the changes, but my fallback opinion is always
> the same - barely anyone takes personal responsibility seriously in this
> country anymore. It's your job as a consumer to be at least rudimentally
> educated about the terms of contracts you enter into, whether it's a
> mortgage or a car lease or letting Visa buy you a huge flat-screen TV.
>
> To be sure, I always fear the government's taxation a lot more than I ever
> fear American Express'. It's easy to change credit cards - it's much more
> difficult to change countries. And sadly, to paraphrase, the case seems to
> be, "a Government big enough to give everyone else what they want is big
> enough to take everything I earned."
>
> :-/
>
> -- charles
>
> _______________________________________________
>
>
> Charles G Perry IV
> Vice-President, Engineering
>
> Carolina Sound Communications - MuzaK
> 7630 Southrail Road, BLDG B
> N. Charleston, SC 29420
> (843) 571-4488         www.carolina-sound.com
> _______________________________________________
>
>
> -----Original Message-----
> From: Michael James [mailto:cavallino_rapante [at] yahoo.com]
> Sent: Thursday, May 14, 2009 3:51 PM
> To: Charles Perry
> Cc: The FerrariList
> Subject: Re: [Ferrari] NFC.Credit card BS
>
> True enough, so long as the CC companies are forbidden to change the rules
> as they see fit mid-contract, which they are currently allowed to do by
> law
> and often exercise to increase the number of fees, their amount, penalties
> incurred, etc. As it stands today, the credit 'contract' is a living
> document with zero input or protection-for the card-holder. On occasion,
> such contract 'changes' take place without notification to the
> card-holder -
> it just shows up on your monthly balance - pay, or else. I'm not aware of
> any other 'Contract Law' that would legally allow this behavior in other
> sectors of the economy. Perhaps Bernie Madoff should have been a Credit
> Card
> issuer instead?
>
> M
>
> --- On Thu, 5/14/09, LarryT <l02turner [at] comcast.net> wrote:
>
>
> From: LarryT <l02turner [at] comcast.net>
> Subject: Re: [Ferrari] NFC.Credit card BS
> To: "Michael" <Cavallino_Rapante [at] yahoo.com>
> Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
> Date: Thursday, May 14, 2009, 3:04 PM
>
>
> Hey TOL! Howya doing?
>
> re the CC % rates - Nope - more govt regulation is not needed - altho we
> might get it, want it or not - need it or not. We were just lookng for a
> solution to a 30% interest rate. Regardless what the fine print says, if
> the
> % goes up we have a right to take our business elsewhere - nothing more
> than
> that. True, we agreed to the provisions in the tiny writing (often without
> fully reading or understanding it) but I suspect most of us would not
> think
> we would make out payments late. The CCs I have allow 2 late pymts before
> they bump the % rate but each one is different.
>
> Not saying a company should not write *anything* they want into the
> legalese - but we still have the ultimate right to walk. Or drive as we
> prefer. ;-)
>
> Have a nice day!
> LarryT
>
> https://www.nrahq.org/nrabonus/accept-membership.asp
>
> Free 1 year NRA membership to anyone interested!
>
> ----- Original Message -----
> From: "Larry B" <larrybard [at] hotmail.com>
> To: "Larry Turner" <l02turner [at] comcast.net>
> Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
> Sent: Thursday, May 14, 2009 1:36 PM
> Subject: Re: [Ferrari] NFC.Credit card BS
>
>
>>
>> Nothing personal, and I probably shouldn't chime in here, but: What
>> exactly is so terribly unethical about a credit card company taking
>> action
>> as previously disclosed in the contract with the credit card holder? I
>> was under the impression that these business relationships were
>> voluntarily entered into by both parties.
>>
>>
>>
>> I guess we may be headed towards more government regulation in this
>> area -- with the feds dictating (putting aside their legal authority to
>> do
>> so) that interest rate changes are restricted as to amounts, timing, etc.
>> Gee, I wonder what that will do to the regular interest rates charged
>> everyone else; think they might go up? At least it's all academic for
>> me -- I never incur any finance charges.
>>
>>
>>
>> (Now where's my flak jacket?)
>>
>>> Date: Thu, 14 May 2009 09:11:45 -0700
>>> From: cavallino_rapante [at] yahoo.com
>>> Subject: Re: [Ferrari] NFC.Credit card BS
>>> CC: ferrari [at] ferrarilist.com
>>> To: larrybard [at] hotmail.com
>>>
>>> If Credit Card companies were even-the-slightest-bit ethical, the Govt.
>>> wouldn't be considering Credit Card legislation currently. As-witnessed,
>>> this is legalized extortion. Granted, Banks make huge profits from such
>>> activities, and they need every profit-making avenue available to them
>>> to
>>> crawl out of the hole they dug for themselves, but I fail to see how a
>>> 3-day-late payment qualifies for a 21% APR increase....is this
>>> Capitalism
>>> at its finest? Or larceny?
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