| Re: NFC.Credit card BS | <– Date –> <– Thread –> |
From: philville dejazzd.com (philville dejazzd.com)
|
|
| Date: Thu, 14 May 2009 18:49:05 -0700 (PDT) | |
I think it was Charles who said:
I wonder if we'll face public stonings when
> we go for a drive?
Personally I prefer getting stoned in private....
Phil
----- Original Message -----
From: LarryT <l02turner [at] comcast.net>
Date: Thursday, May 14, 2009 6:30 pm
Subject: Re: [Ferrari] NFC.Credit card BS
To: Phil Tegtmeier <philville [at] dejazzd.com>
Cc: The FerrariList <ferrari [at] ferrarilist.com>
> Charles wrote <<to take everything I earned>>
>
> That seems to be the general plan. And
> people on this list would
> qualify as Public Enemies 1-100 or ever how many list members
> there are.
> The class warfare was bad enough - with fender keyings, grafetti
> and various
> other obnoxious behavious that seems to target owners of
> expensive cars.
>
> My 911 had a fender key mark when I 1st
> bought it and I rememebr
> thinking how sad someone must be to take their failings out on a
> car they
> cannot afford. Now it's anger that I feel. After
> all, the media and
> politicians push the "get the rich people" button as often as
> they push the
> race button.
>
> I wonder if we'll face public stonings when
> we go for a drive? No
> telling what will happen when these socialist ideas fail and the
> politicians
> look for someone to blame.
>
> LarryT
>
> https://www.nrahq.org/nrabonus/accept-membership.asp
>
> Free 1 year NRA membership to anyone interested!
>
> ----- Original Message -----
> From: "Charles Perry" <charles [at] carolina-sound.com>
> To: "Larry Turner" <l02turner [at] comcast.net>
> Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
> Sent: Thursday, May 14, 2009 5:58 PM
> Subject: Re: [Ferrari] NFC.Credit card BS
>
>
> I don't think any of this is "without notification." About once
> a week I get
> a mailing from some credit card company detailing changes to the
plan.
>
> Unfortunately, the mailings often look like junk mail or
> solicitations, so
> I'm sure most people just throw them out, and even the people
> that open them
> probably don't read them. If you don't cancel the card after
> receiving one,
> you're assumed to have accepted the change.
>
> Like Larry, I don't think it's unethical since the consumer is
> always free
> to either not run up their balances or take their balances to a
> competing
> card. I can't say I'm happy about it when it happens to me, and
> I'm sure
> there are plenty of people who are less money-savvy than those
> on The List
> that can feel victimized by the changes, but my fallback opinion
> is always
> the same - barely anyone takes personal responsibility seriously
> in this
> country anymore. It's your job as a consumer to be at least
> rudimentally
> educated about the terms of contracts you enter into, whether
> it's a
> mortgage or a car lease or letting Visa buy you a huge flat-
> screen TV.
>
> To be sure, I always fear the government's taxation a lot more
> than I ever
> fear American Express'. It's easy to change credit cards - it's
> much more
> difficult to change countries. And sadly, to paraphrase, the
> case seems to
> be, "a Government big enough to give everyone else what they
> want is big
> enough to take everything I earned."
>
> :-/
>
> -- charles
>
> _______________________________________________
>
>
> Charles G Perry IV
> Vice-President, Engineering
>
> Carolina Sound Communications - MuzaK
> 7630 Southrail Road, BLDG B
> N. Charleston, SC 29420
> (843) 571-4488
> www.carolina-sound.com
> _______________________________________________
>
>
> -----Original Message-----
> From: Michael James [mailto:cavallino_rapante [at] yahoo.com]
> Sent: Thursday, May 14, 2009 3:51 PM
> To: Charles Perry
> Cc: The FerrariList
> Subject: Re: [Ferrari] NFC.Credit card BS
>
> True enough, so long as the CC companies are forbidden to change
> the rules
> as they see fit mid-contract, which they are currently allowed
> to do by law
> and often exercise to increase the number of fees, their amount,
> penalties
> incurred, etc. As it stands today, the credit 'contract' is a
> living
> document with zero input or protection-for the card-holder. On
> occasion,
> such contract 'changes' take place without notification to the
> card-holder -
> it just shows up on your monthly balance - pay, or else. I'm not
> aware of
> any other 'Contract Law' that would legally allow this behavior
> in other
> sectors of the economy. Perhaps Bernie Madoff should have been a
> Credit Card
> issuer instead?
>
> M
>
> --- On Thu, 5/14/09, LarryT <l02turner [at] comcast.net> wrote:
>
>
> From: LarryT <l02turner [at] comcast.net>
> Subject: Re: [Ferrari] NFC.Credit card BS
> To: "Michael" <Cavallino_Rapante [at] yahoo.com>
> Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
> Date: Thursday, May 14, 2009, 3:04 PM
>
>
> Hey TOL! Howya doing?
>
> re the CC % rates - Nope - more govt regulation is not needed -
> altho we
> might get it, want it or not - need it or not. We were just
> lookng for a
> solution to a 30% interest rate. Regardless what the fine print
> says, if the
> % goes up we have a right to take our business elsewhere -
> nothing more than
> that. True, we agreed to the provisions in the tiny writing
> (often without
> fully reading or understanding it) but I suspect most of us
> would not think
> we would make out payments late. The CCs I have allow 2 late
> pymts before
> they bump the % rate but each one is different.
>
> Not saying a company should not write *anything* they want into
> the
> legalese - but we still have the ultimate right to walk. Or
> drive as we
> prefer. ;-)
>
> Have a nice day!
> LarryT
>
> https://www.nrahq.org/nrabonus/accept-membership.asp
>
> Free 1 year NRA membership to anyone interested!
>
> ----- Original Message -----
> From: "Larry B" <larrybard [at] hotmail.com>
> To: "Larry Turner" <l02turner [at] comcast.net>
> Cc: "The FerrariList" <ferrari [at] ferrarilist.com>
> Sent: Thursday, May 14, 2009 1:36 PM
> Subject: Re: [Ferrari] NFC.Credit card BS
>
>
> >
> > Nothing personal, and I probably shouldn't chime in here, but:
What
> > exactly is so terribly unethical about a credit card company
> taking action
> > as previously disclosed in the contract with the credit card
> holder? I
> > was under the impression that these business relationships were
> > voluntarily entered into by both parties.
> >
> >
> >
> > I guess we may be headed towards more government regulation in
this
> > area -- with the feds dictating (putting aside their legal
> authority to do
> > so) that interest rate changes are restricted as to amounts,
> timing, etc.
> > Gee, I wonder what that will do to the regular interest rates
> charged> everyone else; think they might go up? At least it's
> all academic for
> > me -- I never incur any finance charges.
> >
> >
> >
> > (Now where's my flak jacket?)
> >
> >> Date: Thu, 14 May 2009 09:11:45 -0700
> >> From: cavallino_rapante [at] yahoo.com
> >> Subject: Re: [Ferrari] NFC.Credit card BS
> >> CC: ferrari [at] ferrarilist.com
> >> To: larrybard [at] hotmail.com
> >>
> >> If Credit Card companies were even-the-slightest-bit ethical,
> the Govt.
> >> wouldn't be considering Credit Card legislation currently. As-
> witnessed,>> this is legalized extortion. Granted, Banks make
> huge profits from such
> >> activities, and they need every profit-making avenue
> available to them to
> >> crawl out of the hole they dug for themselves, but I fail to
> see how a
> >> 3-day-late payment qualifies for a 21% APR increase....is
> this Capitalism
> >> at its finest? Or larceny?
> > _________________________________________________________________
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Philip "Phil" Tegtmeier
39 Churchill Drive, Elverson Pa 19520
610.525.8949
Save these dates:
May 17th, 25th (can you believe it ) Annual Ferrari Concours in
Reading "The worlds freindliest Ferrari meet"
The 100 Motorcars of Radnor Hunt, the week end of September 12th and
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September Sunday the 27th Garden State Ferrari Fall Festival
And, of course, go to: ... www.PhilvilleUSA.com
- Re: NFC.Credit card BS, (continued)
-
Re: NFC.Credit card BS Charles Perry, May 14 2009
- Re: NFC.Credit card BS LarryT, May 14 2009
- Re: NFC.Credit card BS Dan Warlick, May 14 2009
- Re: NFC.Credit card BS- KEYING Misc, May 14 2009
- Re: NFC.Credit card BS philville dejazzd.com, May 14 2009
-
Re: NFC.Credit card BS Charles Perry, May 14 2009
-
Re: NFC.Credit card BS Erik Nielsen, May 14 2009
- Re: NFC.Credit card BS LtWacko, May 14 2009
- Re: NFC.Credit card BS Mike Fleischer, May 14 2009
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