Ferrari Mailing List: Re: Insurance--cheap is not necessarily better

[clyderomero (clyderomero]

Usaa sends you to progressive
I use them 
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-----Original Message-----
From: John Allison <johnallison [at] gmail.com>

Date: Mon, 28 Sep 2009 18:11:38 
To: clyde<clyderomero [at] worldnet.att.net>
Cc: The FerrariList<ferrari [at] ferrarilist.com>
Subject: Re: [Ferrari] Insurance--cheap is not necessarily better


Greetings Robert,

I see you are still using USAA even after your claim in 1999 with your
Ferrari.  What became of that and why did you decide to stay with
them?

Also, you mentioned they stopped insuring additional motorcycles not
currently insured.  So if I had a motorcycle already insured with them
I could contintue to renew my policy, but new policies I would be SOL?
 I only ask because I might buy a motorcycle if my wife and I get
stationed somewhere warm next year.

Thanks your response,

John Allison




On Wed, Sep 16, 2009 at 7:32 AM, Robert Rehkopf <CaptRehkopf [at] comcast.net> 
wrote:
> I'm sure the List has had this discussion before but in reading today's
> posts about finding cheaper insurance it forced me to probably re-remind
> everyone that insurance i.e. insurance companies are only good if they
> 'stand with you' i.e. pay your claim! Matt Boyd's post was more to the
> point, he had a claim they paid, he was satisfied, they didn't cancel him at
> the next renewal period, etc.
>
> I have USAA for everything except my new BMW R1100S motorcycle because USAA
> stopped insuring any additional motorcycles not currently insured. I shopped
> around for insurance for the first time in my adult life, cost is one
> consideration but there are more important considerations when selecting an
> insurance company. I didn't go with the cheapest but I went with the
> company/Dairyland I thought, from talking with others that would pay any
> claim without hassle and not cancel me and not raise my rate too drastically
> if I had an accident.
>
> I learned the insurance lesson many years ago, from an attorney, ugh! We
> were selecting a contractor for a construction project and bonding came up,
> she said, she didn't care what company the contractors bond was with as long
> as it had a certain 'rating' , i.e. had the resources and reputation to pay
> claims. In these economic times this is more important than ever, there are
> fly by night bonding companies, etc. popping up charging less money but
> without any ability or intent to pay off. Be careful if the deals too good
> as they say. My2cents.
>
> 1988.5 328 GTS Red/Tan still looking for a good home.
>
> Robert
>
>
>
>
>
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