Ferrari Mailing List: Was POLITCS - now HEALTH CARE COST

[Doug and Terri Anderson (dnt]

Hmmmm
If no cared how good they felt each day, and - -
no one cared when they would die - - -
health care costs would be zilch.
Just my take on this - I could be wrong
DOUG

----- Original Message ----- 
From: <JAshburne [at] aol.com>
To: "DOUG" <dnt [at] dock.net>
Cc: <ferrari [at] ferrarilist.com>
Sent: Sunday, November 15, 2009 5:14 AM
Subject: Re: [Ferrari] Politics - Not List Material


> Stories like this make you wonder what health care would be like if there
> was no such thing as health insurance at all.  Maybe, just maybe, health
> care actually would be affordable for 95% of people and medicaid/medicare
> could  take care of the truly indigent.
>
> I do think that it is true that people today do not have any real 
> incentive
> to investigate costs of their health care because they only pay a low
> deductible  or copay no matter what the total charge for service is.  The
> insurance  companies might have an incentive to try to lower costs but 
> they do not
> have the  "feet on the ground" ability to chase down individual claims 
> even
> though they do  set prices on what they will pay for service.  It is just
> easier to pass  along the costs of the low percentage of insured people 
> who
> really incur the  high costs for surgeries or treatments to the vast 
> majority
> who are lucky enough  not to need those services.
>
> Insurance was created in order to spread the high costs of low probability
> events across a large population who would be willing to pay for 
> protection
> against the low probability event that would have catastrophic costs to
> them if  it happened.  It has evolved to where everyone expects that costs
> that are  incurred by 100% of the population should also be covered and 
> that
> just makes no  sense since there is no spreading of those risks (costs) 
> when
> it happens to 100%  of the population.  This just adds layers and layers 
> of
> bureaucracy and  additional costs and opens up the possibility of greater
> fraud and waste.
>
> I think that health insurance costs and the costs of medical care would go
> way down if the government got out of the way and insurance deductibles
> were  raised so that routine everyday care was paid for by the 
> individuals.
> Leave health insurance for catastrophic coverage, not for a wealth 
> transfer
> or  welfare system payment.
>
>
>
> In a message dated 11/14/2009 2:00:08 P.M. Eastern Standard Time,
> BrianBuxton [at] BuxtonMotorsports.com writes:
>
> I had a  friend in Las Vegas whose wife had cancer treatments.  There
> bill was  fairly large at the end of the treatments and the hospital
> reduced the  bill 50% because they wanted to pay cash.
>
> Brian
>
>
>
> Paul  Bennett wrote:
>
> > > John Conforti:  I have actual experience  here.
> >
> > Sept 2008
> >         Quantity 1 Childbirth Maternity for  Zach..$10,000  -  quantity
> break occurs at 6
> >      Misc....$ 1,245  -  for aspirin (dr had headache)
> >    Tax...   $   800  -  state, county, hosp  district, ambulance
> district,
> >           Insurance Co Pays     $     00
> >                 Government advanced paperwork  $500 - for SSN  + advanced
> permits for DL, Gun Pmt, PPort, bar code tat, and draft  card
> >                   SubTotal             $22,053
> >               CoPay        $     50  - actually deposit for the 
> > wheelchair
> >         Skin color allowance       $   -500
> >            Pole Tax  (who did u vote 4)    $  300
> >         Family Affiliation Allowance    $-1000
> >   Bottom    Line       $15,000
> >
> > ***************************************************************************
> *****
> >  Sept 2008
> >     Quantity 1  Nine  Pound 'Noisy' Wart Removed ..     $200
> >     Sewing up the hole at excised area
> >        where the wart was removed.     $ 50
> >       After discussion with father it was
> >         decided to reverse that procedure         $  50
> >        Insurance Co Pays    90%   $270
> >         Blanket for box which holds wart            $   2
> >        Bottom Line    $  32
> >
> >        Ten  years later : Fee to bribe government agencies to get SSN,
> >   + advanced permits for DL, Gun Pmt, PPort, bar
> >        code tat, and draft card $100.
> >
> >
> >
> >
> >
> >
> >
> > _________________________________________________________________
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> n%40buxtonmotorsports.com
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> --
>
> Brian E. Buxton, President
>
>
>
> Buxton  Motorsports, Inc. <http://www.buxtonmotorsports.com>
>
> 301 North  Royal Ave.
>
> Buxton Plaza
>
> Evansville, IN 47715-2866
>
> (812)  476-2281 x 209 office
>
> (812) 760-5513 mobile
>
>
>
> Member  ThaList.com <http://www.ThaList.com>
>
>
>
> President, Brian  Buxton Enterprises, Inc.
> <http://www.buxtonmotorsports.com/storage-transportation.php>
>
> Nationwide  Enclosed Auto Transportation
>
>
>
> Founder & Past  President
>
> SO. IN Region  PCA
>
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