Re: Was POLITCS - now HEALTH CARE COST
From: Tom Reynolds (kjtarcox.net)
Date: Sun, 15 Nov 2009 12:27:05 -0800 (PST)
Heh heh,
     Yeah, Doug, we're just all so selfish...
:)
Tom (worried about his tinnitus and if his hernia will come back-boy, THAT
was fun...)

----- Original Message ----- 
From: "Doug and Terri Anderson" <dnt [at] dock.net>
To: <kjtar [at] cox.net>
Cc: <ferrari [at] ferrarilist.com>
Sent: Sunday, November 15, 2009 1:49 PM
Subject: [Ferrari] Was POLITCS - now HEALTH CARE COST


> Hmmmm
> If no cared how good they felt each day, and - -
> no one cared when they would die - - -
> health care costs would be zilch.
> Just my take on this - I could be wrong
> DOUG
>
> ----- Original Message ----- 
> From: <JAshburne [at] aol.com>
> To: "DOUG" <dnt [at] dock.net>
> Cc: <ferrari [at] ferrarilist.com>
> Sent: Sunday, November 15, 2009 5:14 AM
> Subject: Re: [Ferrari] Politics - Not List Material
>
>
> >
> > Stories like this make you wonder what health care would be like if
there
> > was no such thing as health insurance at all.  Maybe, just maybe, health
> > care actually would be affordable for 95% of people and
medicaid/medicare
> > could  take care of the truly indigent.
> >
> > I do think that it is true that people today do not have any real
> > incentive
> > to investigate costs of their health care because they only pay a low
> > deductible  or copay no matter what the total charge for service is.
The
> > insurance  companies might have an incentive to try to lower costs but
> > they do not
> > have the  "feet on the ground" ability to chase down individual claims
> > even
> > though they do  set prices on what they will pay for service.  It is
just
> > easier to pass  along the costs of the low percentage of insured people
> > who
> > really incur the  high costs for surgeries or treatments to the vast
> > majority
> > who are lucky enough  not to need those services.
> >
> > Insurance was created in order to spread the high costs of low
probability
> > events across a large population who would be willing to pay for
> > protection
> > against the low probability event that would have catastrophic costs to
> > them if  it happened.  It has evolved to where everyone expects that
costs
> > that are  incurred by 100% of the population should also be covered and
> > that
> > just makes no  sense since there is no spreading of those risks (costs)
> > when
> > it happens to 100%  of the population.  This just adds layers and layers
> > of
> > bureaucracy and  additional costs and opens up the possibility of
greater
> > fraud and waste.
> >
> > I think that health insurance costs and the costs of medical care would
go
> > way down if the government got out of the way and insurance deductibles
> > were  raised so that routine everyday care was paid for by the
> > individuals.
> > Leave health insurance for catastrophic coverage, not for a wealth
> > transfer
> > or  welfare system payment.
> >
> >
> >
> > In a message dated 11/14/2009 2:00:08 P.M. Eastern Standard Time,
> > BrianBuxton [at] BuxtonMotorsports.com writes:
> >
> > I had a  friend in Las Vegas whose wife had cancer treatments.  There
> > bill was  fairly large at the end of the treatments and the hospital
> > reduced the  bill 50% because they wanted to pay cash.
> >
> > Brian
> >
> >
> >
> > Paul  Bennett wrote:
> >
> >>>John Conforti:  I have actual experience  here.
> >>>
> >>>
> >>
> >>Sept 2008
> >>         Quantity 1 Childbirth Maternity for  Zach..$10,000  -  quantity
> > break occurs at 6
> >>      Misc....$ 1,245  -  for aspirin (dr had headache)
> >>    Tax...   $   800  -  state, county, hosp  district, ambulance
> > district,
> >>           Insurance Co Pays     $     00
> >>                 Government advanced paperwork  $500 - for SSN  +
advanced
> > permits for DL, Gun Pmt, PPort, bar code tat, and draft  card
> >>                   SubTotal             $22,053
> >>               CoPay        $     50  - actually deposit for the
> >> wheelchair
> >>         Skin color allowance       $   -500
> >>            Pole Tax  (who did u vote 4)    $  300
> >>         Family Affiliation Allowance    $-1000
> >>   Bottom    Line       $15,000
> >>
>
>>**************************************************************************
*
> > *****
> >>
> >>  Sept 2008
> >>     Quantity 1  Nine  Pound 'Noisy' Wart Removed ..     $200
> >>     Sewing up the hole at excised area
> >>        where the wart was removed.     $ 50
> >>       After discussion with father it was
> >>         decided to reverse that procedure         $  50
> >>        Insurance Co Pays    90%   $270
> >>         Blanket for box which holds wart            $   2
> >>        Bottom Line    $  32
> >>
> >>        Ten  years later : Fee to bribe government agencies to get SSN,
> >>   + advanced permits for DL, Gun Pmt, PPort, bar
> >>        code tat, and draft card $100.
> >>
> >>
> >>
> >>
> >>
> >>
> >>
> >>_________________________________________________________________
> >>To  unsubscribe or modify your subscription options, please  visit:
> >>http://lists.ferrarilist.com/mailman/options/ferrari/brianbuxto
> > n%40buxtonmotorsports.com
> >>
> >>Sponsored  by BooyahMedia.com
> >>and F1  Headlines
> >>http://www.F1Headlines.com/
> >>
> >>
> >>
> >
> > -- 
> >
> > Brian E. Buxton, President
> >
> >
> >
> > Buxton  Motorsports, Inc. <http://www.buxtonmotorsports.com>
> >
> > 301 North  Royal Ave.
> >
> > Buxton Plaza
> >
> > Evansville, IN 47715-2866
> >
> > (812)  476-2281 x 209 office
> >
> > (812) 760-5513 mobile
> >
> >
> >
> > Member  ThaList.com <http://www.ThaList.com>
> >
> >
> >
> > President, Brian  Buxton Enterprises, Inc.
> > <http://www.buxtonmotorsports.com/storage-transportation.php>
> >
> > Nationwide  Enclosed Auto Transportation
> >
> >
> >
> > Founder & Past  President
> >
> > SO. IN Region  PCA
> >
> > _________________________________________________________________
> > To  unsubscribe or modify your subscription options, please  visit:
> > http://lists.ferrarilist.com/mailman/options/ferrari/jashburne%40aol.com
> >
> > Sponsored  by BooyahMedia.com
> > and F1  Headlines
> > http://www.F1Headlines.com/
> >
> >
> >
> >
> > _________________________________________________________________
> > To unsubscribe or modify your subscription options, please visit:
> > http://lists.ferrarilist.com/mailman/options/ferrari/dnt%40dock.net
> >
> > Sponsored by BooyahMedia.com
> > and F1 Headlines
> > http://www.F1Headlines.com/
> >
>
> _________________________________________________________________
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>
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>
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